No Financial Situation is Hopeless

Home > Areas We Serve > No Financial Situation is Hopeless

Home > Areas We Serve > No Financial Situation is Hopeless

Everyday, thousands of people run into overwhelming financial burdens. Instead of taking the steps they need to recover from an impossible situation, they attempt to pay off debts that grow faster than they can pay. Debt collectors and garnishments keep thousands of people from living fulfilling, happy lives here in Phenix City, AL. If you are like them, you live in constant fear of lawsuits and harmful collection attempts.

I am your Phenix City Bankruptcy attorney. And, I want to help you live the life you deserve. With one call, I can begin the path to protection through the courts.

Bankruptcy laws shield you from further financial damage

Our clients often walk into a bankruptcy feeling ashamed, depressed and hopeless. But they walk away from the process with renewed hope – and more importantly – the capability to start anew and succeed in life. That is because bankruptcy law protects, empowers, and liberates individuals in their fight against creditors.

With powerful rights granted by law and the advocation of an experienced attorney, you can shed unmanageable debt and restructure your obligations. The goal is simple: bring your bills down to a level you can actually pay, enabling you to start building up your worth.

Is bankruptcy the best option?

Bankruptcy is not right for everyone. Different types of debt might lead you to pursue other possibilities. And if bankruptcy is the right choice, your financial obligations might require either a Chapter 7 or Chapter 13 bankruptcy.

If the answer were easy, you would have found it a long time ago. We understand that financial obligations can be complicated, but debt is also an emotional challenge. It beats down your defenses and drains confidence. That is why we are here to help.

Call for a Free and Confidential, no-obligation consultation

You want a bankruptcy attorney (Phenix City AL) who will listen to you. In the first consultation, we listen. Then we think carefully about your situation and identify your best options. If bankruptcy is a good option, we explain clearly how bankruptcy will help.

When debt collectors come calling, or garnishments keep you from paying your bills, it is time to call for help. The matter should be handled by a capable professional who has your best interests in mind. Give us a call now to schedule a no-obligation consultation. Financial freedom is just a phone call away.

Everyday, thousands of people run into overwhelming financial burdens. Instead of taking the steps they need to recover from an impossible situation, they attempt to pay off debts that grow faster than they can pay. Debt collectors and garnishments keep thousands of people from living fulfilling, happy lives here in Phenix City, AL. If you are like them, you live in constant fear of lawsuits and harmful collection attempts.

I am your Phenix City Bankruptcy attorney. And, I want to help you live the life you deserve. With one call, I can begin the path to protection through the courts.

Bankruptcy laws shield you from further financial damage

Our clients often walk into a bankruptcy feeling ashamed, depressed and hopeless. But they walk away from the process with renewed hope – and more importantly – the capability to start anew and succeed in life. That is because bankruptcy law protects, empowers, and liberates individuals in their fight against creditors.

With powerful rights granted by law and the advocation of an experienced attorney, you can shed unmanageable debt and restructure your obligations. The goal is simple: bring your bills down to a level you can actually pay, enabling you to start building up your worth.

Is bankruptcy the best option?

Bankruptcy is not right for everyone. Different types of debt might lead you to pursue other possibilities. And if bankruptcy is the right choice, your financial obligations might require either a Chapter 7 or Chapter 13 bankruptcy.

If the answer were easy, you would have found it a long time ago. We understand that financial obligations can be complicated, but debt is also an emotional challenge. It beats down your defenses and drains confidence. That is why we are here to help.

Call for a Free and Confidential, no-obligation consultation

You want a bankruptcy attorney (Phenix City AL) who will listen to you. In the first consultation, we listen. Then we think carefully about your situation and identify your best options. If bankruptcy is a good option, we explain clearly how bankruptcy will help.

When debt collectors come calling, or garnishments keep you from paying your bills, it is time to call for help. The matter should be handled by a capable professional who has your best interests in mind. Give us a call now to schedule a no-obligation consultation. Financial freedom is just a phone call away.

Disabling Limitations due to Your Diabetes? Diabetes Mellitus in Social Security Diabetes can cause you to experience disabling limitations alone or in combination with other impairments and could be the reason you are not able to work. Some helpful tips on how to aid your disability case as it relates to diabetes: If you have to take insulin and you experience fluctuating blood sugars throughout the day, something that you could do to help your case would be to keep a journal of your blood sugar readings so we can see over time where your readings are. The second thing you can do to help win your diabetes case is when you have a high blood sugar reading, document the symptoms you are experiencing. A lot of times when people have a high blood sugar reading, they can have problems with: fatigue, dizziness, and fainting spells. If you are experiencing…Learn More

Denied Social Security Disability? Don’t Give Up! Disability Attorney Brian Carmichael had a client that wanted to give up because their disability case was denied multiple times. The first administrative hearing was in 2008 in Selma, Alabama. The client had been unable to work since 2005. She was then denied in 2008 but we continued to appeal her case. Amidst the appeals, in 2017 an administrative law judge went back to 2005 and said that she was actually disabled the whole time as we asserted. During that time from 2008 to 2017 she wanted to give up because she was discouraged by the denials.  Alabama & Georgia Disability Lawyer Brian Carmichael believed in her case and partnered with her to keep fighting unjustified denials.  This is a prime example of not giving up on your disability case. If you are not able to work due to your medical conditions and…Learn More

How to Start the Social Security Disability Claim Process The first step in the disability process is actually filing a disability application with the Social Security Administration. Once of the fastest and easiest ways of filing a disability application if you have worked five out of the last ten years is to do it online by visiting the link here.  You may also call the National Social Security hotline at (888) 687-6022 and tell them that you would like to file a disability application. If you are unable to work due to a physical or mental condition we encourage you to file a disability application as soon as possible.  Also, we would be more than happy to help you file the application and be there for you during every step in the disability claims process. Contact Disability Attorney Brian Carmichael at (888) 687-6022 and let him help you WIN your disability claim!…Learn More

All Content Copyright© 2025 Carmichael Law Group LLC. All rights reserved.

No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Privacy Policy | Disclaimer